Showing posts with label fraud. Show all posts
Showing posts with label fraud. Show all posts

Monday, May 23, 2016

Ill Communication


Beastie Boys Ill Communication.jpg

Do you remember when you and your brother were kids, and the two of you decided to flush one or two of your smaller toys down the toilet just to see what would happen, only to watch the water slowly rise to the top of a clogged toilet bowl in a growing panic, wondering what to do next, turning around to see your Mom standing in the bathroom doorway with a thin smile on her lips? Communication is like that; effectively done and it's almost like E.S.P. Well, how did you know what we were doin'? And then she'd say, "Because I have eyes in the back of my head", or even creepier, "Well, it was too quiet, so I knew you two were up to 'no good' because you're always so noisy!"

That's how my Bronx-born mama rolled: with eagle-eyed precision and harsh corrections. My parents weren't training us to be alright in your particular corner of the globe. They wanted us to be able to survive in the city and beyond, which means that you have to not die to win and that's not always easy, especially when the people around you are workin' all sorts of cons and scams: in degrees, mind you, but they get there step-by-step just like you do, through deliberate obfuscation, vagueness, and outright lies.

Like my mom, I know when the people in my family are sick, because they stop talking to me completely, as well as everyone else around them. I mean, we get nothing from them, and I can't tell you how disturbing that is, except if you know what I mean because you've lived through it, too. I've have sisters-in-law who have never sent me a card, or a letter, or an email, or an invite, or returned a phone call, and these are supposedly affluent white women who went to the best schools their families could afford. Nothing. You get nothing from them but their neurosis (https://en.wikipedia.org/wiki/Neurosis), and maybe some insults, if the wine is freely flowing.

Imagine if I spent all this time writing to you, telling you all about my life through a "ghost writer" (https://en.wikipedia.org/wiki/Ghostwriter) or an outside editor, because despite my years of education and experience, I still can't communicate what I want to say. That would be such an utter failure to me, I'm not sure I could stand it. I simply don't understand that level of selfishness, or the depth to that inability. How can someone earn a lot of money for houses and cars in multiple, but can't talk to someone as open as me? How can that be successful? 

And before we go on to that, I'm tellin' you that these women have had the same Catholic upbringing that I did, except with way more expensive bells-and-whistles built into their experiences, like fancy parochial school educations from birth. Do you know how much of a selfish, sick, unfeeling, hard person you have to be to watch someone like me and not care enough to help out? Think about it. 

Think about the inaction, ineptitude, incompetence, insensitivity, and utter lack of generosity you have as a physical therapist on the clock only (like my brother's wife), but never when your sick mother-in-law with Multiple Sclerosis needs it, especially between those Medicare "donut holes" in her coverage that occur each and every year? Besides sickness and badness, is there any other explanation for withholding all that your family gave to you for free? Because I've heard every excuse there is too many times to count.

We've been dug into this deep hole as a society, that we find harder and harder to climb out of, because of the gross inequality that comes from the over-acquisition of material goods over the better skill sets that should be part of the healing arts, including excellent communication. If you can't talk about what's wrong, you are it. There isn't any other place to go, or hide. It's you. You are the problem. The problem in your life and in this world is you, so you better start talking. I'd start today, if I were you. Cough it up! Get it out! That's the only way to get rid of it. If you can talk your way into money, you can talk to people about your sickness. Cut the fucking bullshit. It's time.


Your homework: https://en.wikipedia.org/wiki/Communication


Monday, March 30, 2015

Cybercrime

Much hype and paranoid thought is devoted to "Cybercrime", a word right out of bad sci-fi, if ever there was. Truth be told, shoplifting (http://wordhistories.com/2014/08/16/shoplifting/) is as old as the hills, as any ole descendant of a penal colony will tell you....or maybe not. Crime is crime, and criminals exist within any strata of society because evil, pathology, and bad DNA (much like cancer) does not discriminate.

I do have discriminating tastes however, and the two incidences of theft against me that occurred in my life were way before the common usage of computers. The one happened while I was in school and working solo (One of three part-time jobs I had while enrolled at the Rhode Island School of Design. Yes, one of the hardest schools on the planet, I know.) at a pizza joint in Providence, Rhode Island, and the second involved a shopping spree in Virginia (caught by the card's red flag system for atypical purchases) because the thief dumpster-dived for old credit card receipts in Brooklyn which led me (through the credit card rep's sage advice to me over an old-fashioned land line rotary phone) to a lifelong habit of shredding old mail that has personal information printed on it.

In other words, crime exists everywhere people are, and some places where they are not. You can hedge your bets by being smart, careful, and level-headed as I am, by using common sense. Here's a quick primer: #1) DO NOT go jogging in Central Park after dark and/or at night, (no matter what century it is), #2) always have your back against a brace when the train comes into the station, as a guard against psychos who push people onto tracks and #3) dancers on the subway are cool to give money to but #4 (and this is an add-on bonus) buying candy in a subway car is a front for drugs because junkies use their kids to collect change by ripping off bodegas on the street for the candy, and then forcing their homeless kid to shake down white tourists on the train for some change. You're welcome!

Same thing with the Internet. No, you are not interesting (nor is your email, or Facebook page, or etc...) but you do want to keep your wits about you. Treat online content and engagements like you are meeting someone for the first time at a cocktail party. Do you tell them about all your surgeries or the nasty details of your perhaps fictional sex life? Hell, no...unless you're as crazy as the person talking to you.

Be careful out there, kids. Life can be one heck of a dangerous wild ride, so wash your hands often (but don't become OCD about microscopic germs), change your underwear, too (but don't get hooked on laundry as a cure-all for anxiety like some desperate suburban housewife), and most importantly, be kind (if you can) to those around you who deserve it the most.

And register with credit agencies like the ones pictured below that I am holding. Add on a security level or two (called "security freezes" and "fraud alerts") et voila! You may now buy from an online retailer, which is safer than talking to a human over the phone who might write down your information, because (and this is very important) a computer is a machine with no agenda that is only as good (or as bad) as the human who programmed it. Now get back out there and live!

Register with one, you register with all. Safety should always be this easy!

http://www.equifax.com/home/en_us 
http://www.experian.com
http://www.transunion.com/

P.S. - Recent emigres please note: the IRS does not, repeat DOES NOT collect taxes over the phone. They use our federal agency for mail called the "United States Postal Service" for official business (unless you're a criminal), because post offices use legal things like dates and time-stamps for verification purposes. Postal workers are also agents for the government. You should be able to trust them (unless they're having a really bad day, and look like they may go "postal". See link here for our lingo: http://www.urbandictionary.com/define.php?term=go+postal.) Then, call 911 for help.

Friday, January 2, 2015

Plastic


This year I got some beautiful stuff for Christmas, like floral bouquets, 
a wedding announcement from my dear cousin and his longtime girlfriend that's lovingly designed to be a two-sided keepsake ornament shaped as a pretty snowflake, and some cold hard cash (what any young publisher really needs), along with the usual tepid crap, like plastic cards.

What disturbs me most about it are the gaping vulnerabilities savvy companies use to exploit the mass consumer, and they do so with impunity. Here's a great example: on a recent shopping trip, I thought I expertly calculated my gift card usage down to cents, and I was right. In exchange for my shopping prowess, here's what I got back from my friendly neighborhood (and totally
red-faced, embarrassed) cashier:


https://scontent-a.xx.fbcdn.net/hphotos-xpa1/v/t1.0-9/10882153_10204691649344132_2917320205252537799_n.jpg?oh=150f824456e42a327e1768b93473e49e&oe=5532EBF8
Wow....the a**hole is strong on this card!

That's right, the cheapskate asshole who designed this program for a local supermarket chain will not allow cashiers give back a mere .$36 in coinage to the consumer, you know, in case I went power drunk with my excess riches. Uh, thanks. And so, the average consumer gets tricked into giving cold hard cash to a faceless conglomerate instead putting it where it belongs: in the gift recipients' pocket. Not convinced by mere words? OK, let's do the math together.

For example: one very busy, successful store in my town (I actually LOVE it) sells about 1,000 of these cards in racks by each check out line, and after they're used, they each have a remaining $.36 on them. That's $360.00 profit for them, barring manufacturing costs for printing the card, and distribution to stores. Next up, 10,000 cards in my home county are sold throughout the holiday season. That's $3,600.00 for the company, and not you, the consumer, or your "loved one", and I am being generous with the amounts. Most folks leave a lot more on these types of cards, because it's too much of a pain in the ass to use up the $1 to $2 that's left on them. 

Feel me on this one? Good. I'm trusting that you understand the dynamic here, right? Great! Don't do it again. Bad shopper!  You're actually feeding an industry of crooks. Live and learn, folks, and then let's move forward together, conceptually-speaking. That's all is is.
Thank you.