Traditional banking is going away for good, and I mean that sincerely. Why put your money in a safe house that's compromised? You don't. Banks were supposed to be the place where your paycheck was protected from the bad guys, but a fortress is only as good as its' security. As recent as two years ago, anyone could deposit money into any type of account, under any name, with no I.D. check. Yeah, that means what you're thinking. Your nice grandma with the fly car also has a grandson who deals drugs, and every week he'd put stinking cash reeking of pot smoke into her account, without anyone doing anything about it.
But that's why criminals worked as "inside men" at banks nationwide: that's where the money is, and that's what robbers steal. The banking industry has become such a magnet for illicit use (Off-shore banking, anyone? Sweden?), that the notoriously criminal firm of Goldman Sachs* recently announced their entrance into the banking game, for rich people only, of course: http://www.businessinsider.com/goldman-chair-writes-anticorruption-letter-2015-2.
I had my own run-in with the old crime syndicate a few years back, one that has its' hooks into every con in town, real estate and the city court systems included. The system temporarily bankrupted me, but not before I made each one of their key players do every financial tap dance there is, because no one messes with me and gets away with it. I am always a native New Yorker, no matter where I go.
As the world's capital, we've always been a very wealthy area. Commerce was my dinner table conversation growing up, hence the lack of a business school on my curriculum vitae, but you didn't know that about me, did you? No, you didn't. That's because my dad was a greaser who played suckers for pool, one of my granddads' was a bookie during the Depression (in between pony rides), and they both taught me how to shuffle a deck of cards, just in case that junkie in Times Square wanted to shake me down playing "Three Card Monty" back in the day. So, we're back to the beginning, right? Not exactly.
After a corrupt system robbed me of all my pocket change, I was forced to do what I do best: improvise under the gun in the tightest of squeezes, which is exactly what I did. It's called "High Performing" in the circles where strong games are played. I ditched all my accounts, ran on cash, lived off my tax refund with a debit card from a chain tax service, then ditched that debit card the next year for a hard check.
Of course, the well-known tax service couldn't cash it for me, because they aren't a bank. I knew that already, because I know businesses from the inside-out, and that's exactly what was told back to me: my own answer coming out of some admin's mouth (sorry, I meant "Office Manager"), which is certainly not my first ride around the block.
So, if you think financial calisthenics is the type of bloodsport you can handle, have at it. I know I can do any kind of weird gymnastics the system wants to throw my way. Sick and tired of being played? I got your back. Read, learn, then do.
