Showing posts with label recession. Show all posts
Showing posts with label recession. Show all posts

Thursday, August 28, 2014

Contract-Free Living


https://en.m.wikipedia.org/wiki/Contract 


Like most Americans, I suffered from the effects of economic fallout in the usual ways: creative firing strategies at the office designed to hide layoffs with phony blame-filled situations so as to avoid expensive wrongful termination suits, actual money mismanagement from poor business, and extremely bad planning. You know, the usual stuff when times get hard and people get shifty and desperate. You want to see humans at their worst? Restrict resources, then watch people go ape-shit scrambling after a few bucks. It's vile nasty stuff, but such is the part of human nature that a money town like "Gotham" attracts, not least of which are it's shark-y natives, which is nothing new to a girl like me. You should meet my family.

Suffice to say, I was thrust back into an extremely low budget lifestyle, those dreaded waters where many try to swim and just as many fail. I'm a great swimmer, though, so for those times when I drop down,  I'm never fully inept or incompetent; such are the strengths of my naturally inherited gifts. But it does take me to some funky places with some very sharp contours, and more on that later. Be careful out there, y'all!


So, what's a gifted artist and writer with expert publishing skills to do? You're reading one of my "hobbies" on my "free" time right now. But other than this, I get serious about adhering to a disciplined lifestyle, which includes keeping a running ledger of expenses deducted from a set amount I have on hand that I saved. And that's it, my big secret about how I do it: basic working class know-how, without any weirdo shit. No drug running, no guns, no thieving, no stealing, no begging, no bartering that's loosely called "dating", or any other immoral behavior of any kind, in any way, shape, or form. It's all above-the-board, totally legit living. No hooker stuff happening!

Yeah, but, how exactly do I do it? Well, it takes thought and a lot of experience. When I couldn't afford a pricey "smart" phone anymore, I converted the device into a smaller version of an iPad that I still use today as a music player, calendar, camera, to-do list, and public Wi-Fi enabled Internet surfer, which can also serve as a desktop publishing device in a pinch (with very tiny type: good thing I have excellent vision). That's savvy companies pay big $$ for. I'm also not some gadget addict who "has to" have the latest electronics in order to feel relevant or hip, simply because I do not use tools for purely ego-driven satisfaction. In other words, I'm  woman about it, and not some big whiny baby. I couldn't survive thinking that way.

Next, I got a cheap no-contract phone that I load with minutes as I need them, which pretty much guarantees that I never go over budget, and that I have a built-in mechanism to control the length of my conversations. Since I pay for each and every minute, I am quite aware of time passing by. Try it sometime; it works. It's "Pay-as-you-go" for the 21st century, without getting locked into a loaded contract that gives a company undue power over me, my life, and my finances, by building in hard-to-find features that allow lawyers to operate hand-in-glove with banks, making your accounts vulnerable to anyone who has the time and resources to drain it, at their say-so. Uh uh. I don't think so. Why should you be penalized by a phone company for dropping a pricey plan because you lost your job?! Makes no sense.

Next up, that all-powerful feelgood medium, The Holy TV Set, of such prominence to society that's it's placed in the center of our biggest rooms. I had an ex who was so addicted to t.v., he "had to" have one with cable, (and my old, pre-flat screen era t.v. with basic free t.v. would not do) so he forced one on me by saying it was my "Christmas" present, like an avid bowler who buys a bowling ball for his wife as an "anniversary" gift. When he turned violent on me, crashing uninvited in a drunken stupor on my couch that I came home to after a very long, hard, backstabbing day at work, he asked me to decide quickly which of his purchased items in my home he preferred I trash, in response to my break-up with him and subsequent ousting from my life and my apartment. I chose the big air conditioner he also couldn't "live" without, over his Almighty T.V., and that's what he kicked in.

But he is not like me, and he never will be. When I can't afford cable, I just go without, like I did in college, or when I'm in a tight spot financially. Feeling strapped because of the latest HD t.v.? Get a digital antenna with a digital signal converter, and now you're watching basic t.v. channels for free, just like me. No bills, no contracts, and no expensively lawyered-up financial devices to get what's left of your money that you need to buy food. You can do the same thing with Internet usage. Buy a low cost Wi-Fi enabled device, put bandwidth on it as you need or can afford, and voila: you're surfing the net without Big Brother watching you. You're welcome :)

Want to see the latest DVD movie release? Check it out for free from your local library, just like I do. My library is also a community center with timed Internet access from a bank of public computers, free yoga and Tai Chi lessons, free blood pressure readings every month, periodic blood drives, story time for kids, arts and crafts for them, too, art openings....you name it. They're always adding on stuff. There's no need for all this static over things and objects. These things do not own you; they are not more important to you than your fellow humans, so break free from these chains that bind you unnecessarily, because I want you to live in peace, my brothers and sisters. Amen to you.

Monday, June 16, 2014

The Yoga Mat

The yoga mat.
Every Monday, me and a group of retirees (I'm the youngest attendee so far, surprisingly) do an entire hour of basic yoga FOR FREE. That's right, free, at our local library. I'm pleasantly surprised by the exercise, but also grateful. As a middle-aged athlete who is also currently un-insured, I have to be very careful. At the height of my brief dojo career at two big name gyms in the city, I often rolled BJJ and sparred MMA with 20-somethings who practiced various forms of these extreme full contact supports without any health insurance whatsoever. When I asked them what they did when they got injured, they often shrugged their shoulders, and said "Just wait, I guess. And heal."

And so it happened to me, except I was still covered under the policy I was paying for. I found out that, in addition to the two pins put in place years ago after a knee surgery that was the result of an injury I got when walking my dog, I tore my ACL and also had a medial meniscus tear, along with bone, ligament, and tendon bruising. Well, at least I didn't fracture anything this time, I guess.

The yoga mat and me.
I decided not to have expensive (and somewhat risky) ACL surgery, because I did not have the ability to undergo a lengthy PT process while I struggled to keep my head above water in these uncertain times (and because no one can do the work I do with my own hands), so since then, I've had the dubious challenge of staying physically fit while enduring fits of employment coupled with lingering fears about homelessness and starvation. Quite the potent cocktail.

Last year I found a cut rate Tai Chi class that met outdoors, and then went up gradually in price as the teacher felt she could get away with. Understandable, but also, not my thing. I get bored with Tai Chi quickly, and I still have a lot of energy. So, it's now yoga, the tai chi form I learned last year, with a lot of walking thrown in for good measure, and right now, it's exactly what I need. Many of the stretches we do in class are the same ones we do in martial arts during the warm up and cool down phases, anyway.

Plus, I've met a great group of people who I share a lot in common with, something that's always occurred between me and the generation above Baby Boomers; blessings all to me. Stay fit, America. We need our strength, now more than ever. Have a great week.

Wednesday, March 5, 2014

Toys: Yeti Freddie


Yeti Freddie and his lovable side.

This software app I use occasionally for E-Blasts sent me a toy because I signed up for a newsletter. Nice! I'm a sometime collector when time, space, and budget align, most notably of the Tim Burton and Simpsons kind.

When I first ran aground from the recession, I set up shop on eBay to sell what I could. I sold a few items and made about $300-$380 total, but given the time it took to take all those digital pictures, tweak them, post them online, create the Internet storefront, manage the customers, print labels, pack them up and ship them off, it was really not worth my time. Oh, well. I didn't have the hunger faints that week!

I don't predict this fella will have great resell value, but I still took care opening the packaging so it would remain in as good as condition as possible. Nerd habits die hard. And now he lives in a cavern created within the bookshelves, a cheerful reminder that the fun hobbies we enjoy somehow always find a way back to us in good times. 
It's an Abominable Snowman situation.

He likes pencils, too.