I do have discriminating tastes however, and the two incidences of theft against me that occurred in my life were way before the common usage of computers. The one happened while I was in school and working solo (One of three part-time jobs I had while enrolled at the Rhode Island School of Design. Yes, one of the hardest schools on the planet, I know.) at a pizza joint in Providence, Rhode Island, and the second involved a shopping spree in Virginia (caught by the card's red flag system for atypical purchases) because the thief dumpster-dived for old credit card receipts in Brooklyn which led me (through the credit card rep's sage advice to me over an old-fashioned land line rotary phone) to a lifelong habit of shredding old mail that has personal information printed on it.
In other words, crime exists everywhere people are, and some places where they are not. You can hedge your bets by being smart, careful, and level-headed as I am, by using common sense. Here's a quick primer: #1) DO NOT go jogging in Central Park after dark and/or at night, (no matter what century it is), #2) always have your back against a brace when the train comes into the station, as a guard against psychos who push people onto tracks and #3) dancers on the subway are cool to give money to but #4 (and this is an add-on bonus) buying candy in a subway car is a front for drugs because junkies use their kids to collect change by ripping off bodegas on the street for the candy, and then forcing their homeless kid to shake down white tourists on the train for some change. You're welcome!
Same thing with the Internet. No, you are not interesting (nor is your email, or Facebook page, or etc...) but you do want to keep your wits about you. Treat online content and engagements like you are meeting someone for the first time at a cocktail party. Do you tell them about all your surgeries or the nasty details of your perhaps fictional sex life? Hell, no...unless you're as crazy as the person talking to you.
Be careful out there, kids. Life can be one heck of a dangerous wild ride, so wash your hands often (but don't become OCD about microscopic germs), change your underwear, too (but don't get hooked on laundry as a cure-all for anxiety like some desperate suburban housewife), and most importantly, be kind (if you can) to those around you who deserve it the most.
And register with credit agencies like the ones pictured below that I am holding. Add on a security level or two (called "security freezes" and "fraud alerts") et voila! You may now buy from an online retailer, which is safer than talking to a human over the phone who might write down your information, because (and this is very important) a computer is a machine with no agenda that is only as good (or as bad) as the human who programmed it. Now get back out there and live!
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| Register with one, you register with all. Safety should always be this easy! |
http://www.equifax.com/home/en_us
http://www.experian.com
http://www.transunion.com/
P.S. - Recent emigres please note: the IRS does not, repeat DOES NOT collect taxes over the phone. They use our federal agency for mail called the "United States Postal Service" for official business (unless you're a criminal), because post offices use legal things like dates and time-stamps for verification purposes. Postal workers are also agents for the government. You should be able to trust them (unless they're having a really bad day, and look like they may go "postal". See link here for our lingo: http://www.urbandictionary.com/define.php?term=go+postal.) Then, call 911 for help.
